Business, Commercial & Industrial Claims
Let’s say you own or run a business. A restaurant. Maybe a retail store or a print shop. Any business. You know your business better than anyone. It’s what you do every day so of course, you’ve become an expert within your industry.
Maybe you own or manage commercial or industrial property. Could be strip centers, gas stations, warehouses, a manufacturing plant. You know what you’re doing. You’ve been in this field for a while and you understand the ins and outs of the real estate world.
So now the questions are simple: Are you an expert at documenting and filing insurance claims? Do you know all the details, stipulations, hurdles that are set in place to trip you during the claims process? Do you have the time to spend working on the claim while your business or property isn’t being properly handled?
The answers are even simpler. No, you are not prepared to handle the intricacies of a commercial claim on your own. Doing so could cost you time, aggravation and literally millions of dollars.
Fortunately for you, we are experts. We can handle your commercial claim from start to finish and make sure that you get a full, fair settlement. All the while you can be spending your time doing what you do best.
Lets’ take a deeper look inside the commercial claims process. First, the documents like your Proof of Loss statement and the commercial damage estimates are loaded with complex language. The calculations required to estimate the value of your contents will be foreign to you but completely understood by your East Coast Public Adjuster. This work alone is enough to keep a skilled public adjuster busy for quite some time.
Look out for traps like the steps taken to mitigate damage, replacement vs actual cost value, depreciation percentages. Errors anywhere along the line could be cause for your claim to be underpaid or flat out denied.
The burden of proof (note the key word “burden”, it’s there for a reason) is on you, the insured. You have to prove that your business or property was in satisfactory condition pre-loss. You have to prove ownership of all of the contents of your property. East Coast will take this burden off your shoulders as part of our service to you.
One last point on business and commercial claims. Think back to how and why you chose your doctors, lawyers, and accountants. How? Probably because of their reputation and because they were recommended to you by your peers. Why? Because you know that you are not trained to perform surgery on yourself, defend yourself in court or file your own corporate taxes. You hired experts for all of these things. Why should an insurance claim be any different? Call East Coast Public Adjusters and let us help you with your commercial claim so we can make sure you get the maximum possible settlement amount and you can get back to running your business.